‘Tis the season of giving. As the new year draws nigh, this is a good time to show your appreciation for those who provided great service with a cash gift or small present.

But the etiquette around whom to give to is confusing. And those small tips can add up quickly.

How much should you put aside for end-of-year gifts? What is the best way to budget for these tips? 

It is not too late to make a plan and a budget. Click play to learn how to save on holiday tipping — in 90 seconds.