We all have goals. Perhaps it’s to buy your first home. Or to travel the world. Or to leave corporate life for your own company. Or to send a child to university abroad.

Some of these goals take decades of planning, but many can be managed within just five years. That’s right — with smart thinking and planning you can launch the next phase of your life in less than a decade. 

BBC Capital turned to Shelby George, practice leader of the benefits solutions group at Manning & Napier, and Katie Nixon, chief investment officer for wealth management at Northern Trust, for insights on what it takes to make your big goals a reality.

Among them: staying motivated as time drags on and cash runs low. To see more, click on the arrow above.

It’s never too late to start planning for the next big adventure. Start now. In five years, you’ll thank us.