Stephen Noakes
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Will the UK become nation of renters not homeowners?

A survey by the Halifax suggests two-thirds of young people without their own home believe they have no prospect of getting on the property ladder.

The poll of 4,000 non-homeowners for the Halifax found that many believe the banks do not want to lend to them and will "find excuses" to turn them down.

Stephen Noakes is a mortgage expert at the Halifax and he told BBC Breakfast that there are some schemes that help first-time buyers.

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