Car that has collided with a tree in snowy weather
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Should the insurance industry have better regulation?

A summit to discuss the rising cost of motoring insurance is being held at Downing Street.

The government is looking at limiting claims for whiplash, which the industry says adds £90 to the average cost of car insurance.

BBC Radio 5 live's Victoria Derbyshire heard from Deryn Ashby who said she was the victim of a fraudulent motor insurance claim, and Malcolm Tarling from the Association of British Insurers.

To hear other 5 live interviews, please visit the best bits page.

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