Andy Caton
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Yorkshire Building Society on range of 95% mortgages

Yorkshire Building Society has described its new range of 95% loan-to-value mortgages as, "a return to traditional lending".

The 36 products are outside the government's Help to Buy scheme and some offer lower rates - Andy Caton from Yorkshire Building Society told BBC News they were "good value" because they did not pay dividends to share holders.

"There is more optimism," he continued, "We've got 5% house price inflation - that's not too giddy... but housing transactions are still below trend, so we're a long way from calling a boom here."

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