Alex Chisholm, chief executive of the Competition and Markets Authority
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Free banking can 'cause problems'

Alex Chisholm, Chief Executive of the Competition and Markets Authority, tells the BBC's Business Editor Kamal Ahmed why he believes free banking for accounts in credit could be one of the reasons why the market is not working properly.

Free banking for accounts in credit, he says, is very unusual and is not replicated in the rest of the world.