Abandoned factory in Detroit
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Detroit bankruptcy: What happens now?

Judges are beginning a trial to see if Detroit can seek protection from its creditors under US bankruptcy law.

The city, which filed for bankruptcy in July, has debts of $18bn - which would make this the biggest municipal bankruptcy in American history.

So how did the city get into so much trouble - and what happens now?

WDET FM broadcaster Craig Fahle told BBC Radio 5 live's Wake Up to Money: "Detroit lost a lot of jobs when factories were moving out to larger places... and people went with them."

"For certain neighbourhoods there's going to be a resurgence but others are going to be left behind... It's never going to be what it was in 1950."

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