AgriBank launches fixed-rate accounts to non-farmers
21 February 2013 Last updated at 11:34 GMT
A farmers' bank has launched fixed-rate bonds to the open market worth up to 3.6% for five years, compared to 2.69% at the average bank.
AgriBank lends exclusively to UK farmers and agribusinesses to fund agricultural machinery and equipment.
The bank is not covered by the Financial Services Compensation Scheme, which guarantees depositors cash up to £85,000 per account if the bank goes bust.
Co-founder Matthew Smart told BBC Radio 5 live Wake Up To Money why they took that decision.