Who should pay when banks go bust?
27 June 2013 Last updated at 10:55 BST
European Union (EU) finance ministers have agreed an outline plan on how to rescue troubled banks - without leaving taxpayers to face the bill.
The banks' creditors and shareholders will take the first hits, followed by savers with deposits of more than 100,000 euros (£85,000).
If that is not enough, government help will be called upon and taxpayers will be among the last to shoulder losses.
EU taxpayers have had to pay for a series of bank rescues in recent years.
Nkem Ifejika reports.