Thames risk-to-life flood warnings downgraded

Man surveys flood damage at his Chertsey home, which backs on to the Thames Severe flood warnings along the Thames - such as in Chertsey, Surrey - have been downgraded

The lives of people living along the Thames are considered no longer at risk as the Environment Agency has downgraded its severe flood warnings there.

But people are still urged to be vigilant, with high water levels expected to remain owing to more rain.

Two severe flood warnings remain in place in the South West.

Meanwhile, the government has urged insurers to deal with flood claims as quickly as possible.

As the prime minister earlier unveiled a £10m fund to help businesses recover from floods, his spokesman confirmed No 10 would hold a meeting with insurers on Tuesday.

David Cameron is urging the industry to offer more help to dry out the UK's 5,000-plus flooded properties.

The Met Office currently has a yellow "be aware" warning for rain in south-west England.

Flooded caravan park in Hurley, Berkshire The situation in the worst-hit areas of the Thames, such as Hurley, Berkshire, is expected to improve this week
Prime Minister David Cameron in flood-hit Worcestershire David Cameron, who has been visiting flood-hit communities, says "lessons have been learned"

Cornwall, Devon and parts of Somerset have seen bursts of rain on Monday, while 75 properties are still without electricity across Hampshire, Dorset and Berkshire after power cuts last week.

But Environment Agency flood risk manager Katherine Evans said the situation was "generally improving".

Weather information

Volunteers fill sandbags

She would not rule out further flooding as a result of ground water across the South East, in parts of Kent, Wiltshire, Hampshire and Dorset.

"We will see that problem continue to exist for the next few weeks, if not months," she warned.

The prime minister, who visited flood-hit parts of Worcestershire and Gloucestershire on Monday, is chairing another meeting of the Cobra emergency committee.

Arriving at the meeting, Defence Secretary Philip Hammond said "plenty" of troops had been deployed to flood-hit areas, and that more would be made available if necessary.

Military personnel from the Royal Navy, Royal Marines, Army and the Royal Air Force are helping with the flood relief effort in affected parts, including the Somerset Levels and Severn Valley.

More than 3,500 troops are on the ground, with thousands more on stand-by.

'Speedy' claims

Meanwhile, Cabinet Office ministers Oliver Letwin and Jo Johnson will chair Tuesday's meeting with insurance representatives.

The prime minister's official spokesman said the insurance industry should do its best to maximise help to flood-hit victims, including the "speedy" processing of claims and the provision of dehumidifiers to dry properties out.

He declined to say whether the sector should be offering "premium holidays" to those who have been flooded.

David Cameron said a £10m fund would help business to "get back on its feet''

Saturated ground

Up to 20mm (0.8in) of rain was forecast in south-west England on Monday.

While this would not normally cause too many problems, the concern is that ground is already saturated.

As well as the two severe flood warnings, the Environment Agency has almost 300 less serious flood warnings and flood alerts in England and Wales.

A woman uses a dinghy to transport her children from their flooded home in Hurley, Berkshire Insurers are being urged to act quickly on claims from flood-hit areas like Hurley, Berkshire
Swans swim across gardens in Chertsey, Surrey Insurers will also be asked to do more to help dry out homes in flood-hit areas such as Chertsey, Surrey

Tuesday should be brighter and drier, with temperatures higher than average for this time of year, said BBC Weather forecaster Matt Taylor.

Another area of low pressure looks set to arrive on Thursday and Friday, with stronger winds and more rain, but it is not expected to be as intense as last week.

Heavy duty pumps in Somerset were switched off because they were damaging the banks of the River Parrett

Making an insurance claim

  • Contact your insurer as soon as possible
  • Keep receipts of all repair work
  • Insurers should cover costs of alternative accommodation
  • Independent loss adjuster will survey damage and outline timescale of repairs
  • Insurance premiums may increase following a claim
'Vital' help

The £10m Business Support Scheme unveiled by the prime minister will make funds available to small and medium-sized companies affected by storms.

Businesses are also being given extra time to file their accounts, without being penalised. A helpline is being launched and can be reached on 0300 456 3565.

Live flood warnings from the Environment Agency

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Earlier, half of the high-capacity pumps being used to shift flood water in Somerset began working again after being switched off because of riverbank damage.

It was also confirmed that the reopening of the South West's main rail link will be delayed by up to another two weeks after more storm damage at Dawlish in Devon.

Network Rail will unveil a timescale for repairs on Wednesday.

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