Help to Buy: first-time buyers on the property ladder
13 May 2013 Last updated at 11:34 BST
The Chancellor announced that the Treasury would underwrite mortgages for people who can find a 5% deposit to help them get on the property ladder.
But there are fears the Help to Buy scheme for first-time buyers could have unintended consequences, and could inflate another property bubble.
Adam Fleming reports on how the scheme is working in the East Midlands.
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