Scottish independence: Yes vote could delay rise in pension age
7 February 2014 Last updated at 15:15 GMT
Economic analysis shows that an independent Scotland could delay the rise in the state pension age by 12 years because Scots, on average, have shorter lives than people in the rest of the UK.
The findings by the National Institute of Economic and Social Research are part of an economic review of the case for independence.
BBC Scotland's business and economy editor Douglas Fraser reports.