Scotland's referendum: What are the issues around pensions?

The issue of pensions has consistently registered as one of the key issues in the independence debate.

A BBC survey of 1,008 adults ranked it second in a list of the 10 things that mattered most - only the economy was deemed more important.

Here, we bring together the main stories, explainers and official documents covering the issue.

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Pensioners sitting on a bench
What's the current set up?

State pensions are managed by the UK government, which pays £113.10 a week for a single person and £226.20 a week for a couple. Men claim it at 65 and women at 61. By 2028 the new pension age will be 67.

Find out more....

Pensions and the referendum debate explained

What do we know about the SNP's vision?

What powers does Scotland have?

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What could change post-Yes?

In its White Paper on Scottish independence, the Scottish government said the state pension would rise to 66 in 2020 (in line with the rest of the UK) but an independent commission would advise on any changes after that. It also said - in a paper giving more detail to its plan - that it wanted a single state pension to be paid at a similar rate to the rest of the UK.

Find out more....

White Paper: Health, wellbeing and social protection

Post-Yes pension 'would be stronger'

Minister: Pensions 'secure' post-Yes

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What about private pensions?

There has been much discussion about what might happen to private pensions in the event of independence. Some in the pensions industry raise questions about how defined benefit schemes might work if Scotland broke away from the rest of the UK. However, others say expected changes to EU regulations could make it easier to run such schemes across borders.

Find out more...

'No clear plan' on Scotland pensions

Cross-border pension rules to stay

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Who is saying what, including you?

Politicians, academics, industry experts and members of the public have had much to say about the current pensions system and what might happen to it in the event of a "Yes" vote.

Find out more.....

Viewpoints: Experts on White Paper

Your questions on Scottish independence

Q&A: Your independence questions

Pension age rise 'could be delayed'

At-a-glance: The economics of independence

'No clear plan' on Scotland pensions

Governments clash over pension costs

Brown: UK 'protects' Scots' pensions

Pension age plan 'not fair on Scots'

It is estimated that the pressure for the UK government to raise the state pension age to 67 by 2027 is not as great in Scotland

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Big reading - pensions reports in full

More on This Story

Referendum issues

More Scotland politics stories

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Scotland Live

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    Murray Watch 09:35:

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    The 27-year-old, who won the tournament in 2012, has not won an ATP ranking event since Wimbledon in 2013.

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    How much oil is left? 09:20: James Cook Scotland Correspondent, BBC News

    How long before the North Sea oil reserves run out? The BBC's James Cook examines one of the key issues of the independence debate.

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    09:08: Paper review

    The Herald reports that Alex Salmond faces a "grilling" after oil tycoon Sir Ian Wood predicted North Sea oil would start to dwindle in 15 years' time.

    Scotland's newspapers

    Many papers lead with the "manhunt" for the suspected British jihadist filmed beheading American journalist James Foley.

    The Courier reports that a girl, aged seven, was used as a drugs mule by her mother.

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  4.  
    Firearms Policy 08:54:

    The Scottish parliament's Justice Committee will examine Police Scotland's firearms policy later.

    MSPs are to question witnesses on the policy which allows armed officers to be deployed on routine duties.

    Police Scotland has 275 specialist firearms officers out of its total strength of more than 17,000.

     
  5.  
    08:47: Louise White Presenter, Morning Call

    On Morning Call, I'll be asking what would improve our childcare? Have your say on the launch of a national campaign to improve our childcare system in Scotland.

    From nursery, to after school, to holiday clubs, let's hear your ideas and suggestions.

    Morning Call

    Plus, should doctors and nurses get fit in order to set a good example to the rest of us?

    Tell us what you think by calling 0500 92 95 00, texting 80295 or emailing. The lines are open now.

    You can listen live to the debate here.

     
  6.  
    Travel update 08:37:

    Traffic Scotland tweets: A898 Erskine Bridge N/B & S/B lane 2 closed on both sides between 9:30 & 3:30pm- Onslip to A82 E/B also closed with div

     
  7.  
    Lyle Shines 08:30:

    Scottish teenager Maria Lyle marked her arrival on the international stage at the age of just 14 with gold in the T35 100m at the IPC Athletics European Championships.

    The world record holder won in 14.92 seconds - almost a second-and-a-half ahead of her nearest rival.

    Maria Lyle

    "I can't believe it but I have been working really hard and I'm so glad it has paid off," she told BBC Sport.

     
  8.  
    08:22: BBC Scotland Travel Latest

    The A96 at Moss Street in Keith has been partially blocked by an accident and drivers should expect delays.

    An accident on the A92 at Lochgelly has blocked one lane eastbound. The A725 East Kilbride Expressway is moving slowly with heavy congestion at the Raith interchange.

    Heavy rain and surface water is causing congestion on the Forth Road Bridge.

     
  9.  
    Celtic on track 08:19:

    Celtic netted an away goal in their Champions League play-off first leg against Maribor. Callum McGregor was on target in the 1-1 draw, giving Ronny Deila's side a boost ahead of the return leg in Glasgow next Tuesday.

    Callum McGregor celebrates his goal against Maribor

    Deila praised his players but warned that the Slovenians would prove dangerous on the counter attack when the sides meet again.

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  10.  
    Toddler death charge 08:14:

    Two women have been charged in connection with the death of a two-year-old boy in Fife.

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    Two dead in A980 crash 08:10:

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  12.  
    Keeping the pound 08:05:

    An independent Scotland should keep using the pound without a formal currency union with the rest of the UK, according to the Adam Smith Institute.

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  13.  
    08:02: Judith Ralston BBC Weather presenter

    Morning folks. A wet start but it will improve for most. Brightening up with showers developing this afternoon. Cool 13 to 16C.

     
  14.  
    08:00: Thomas McGuigan BBC Sport

    Good morning and a warm welcome from the Scotland Live team and our rolling live text service of news, sport, weather and travel from across the country between now and 6pm.

     

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