secret that money-related arguments are the root of many a lover’s quarrel. And
when you add travel to the mix, you get all the same financial woes – just in a
more exotic setting. Discussing your expectations and budget before setting off
on a trip can go a long way in smoothing the ride; so we’ve brought you some expert
advice on how to tackle the money-meets-travel issues head on.
Consider an all-inclusive package
all-inclusive package (with flights, hotels, tours and even meals included)
might lessen the spontaneity factor, but it can also negate the idea of sticker
shock by showing what you’ll spend up front. “Many [all-inclusive
vacations] can be booked months or years in advance,” said Christina Ernst,
president of Georgia-based VIP Alpine Tours,
“Most resorts need small deposits and a good travel agent can set up a payment
plan, which will not cost [clients]extra.”
Avoid foreign transaction fees
card companies add a 2% or 3% fee to all charges made outside the country (it’s
also possible to incur a fee if you buy something from a foreign business
online). If you’re used to paying for everything on credit at home and do the
same abroad, you’ll likely end up with some nasty additional charges on your
next bill. Capital One offers credit cards with no foreign transaction fees and
no annual fee, and you can see a list of other US options on Cardratings.com.
Pick your splurges
about what you both want from your holiday – and budgeting for it ahead of time
– is very important. “Maybe
he wants to lie on the beach in Thailand, and she wants to ride elephants,” said
Dr Wendy Walsh, author of The
30-Day Love Detox and columnist for a dating
advice website. “Every relationship problem happens because people have
different sets of expectations, so the more you can lay out and explain, the
Expect the unexpected
advance what to budget for food, lodging and transportation is a no-brainer.
But it’s the unexpected things that can make for costly surprises. Find out
ahead of time what the customary tipping practice is in the country you’re
visiting to have a better idea of extra expenses at restaurants and on tours.
Also, have a
common plan regarding whether to give money to people who approach you on the
street. “To give or not give to beggars is never an easy question, but it’s an
important thing to discuss before you go on a trip,” said Jennifer Raezer,
founder of digital guidebook publisher Approach
Guides. Some people give money, some people give food, while others prefer
to donate to local charities. The choice is yours, and deciding together will
make it easier to deal with when you're united in your response.