For those who celebrate Christmas it's a time to eat, drink and be merry with family and friends. However, it can also be a very expensive time of year.
So how do you manage if you're on a budget?
Do you have any top tips for making Christmas feel festive when money is short? Do you have inventive ways to make, bake or create your own gifts or do you opt for a strict price limit?
If you'd like to share your ideas, you can get in touch the following ways:
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And if you'd like to speak to a BBC journalist, please include a telephone number so we can call.