HMRC 'threatening' tax payers who owe money

On Saturday, BBC Breakfast covered the story of threatening letters being sent to thousands of tax payers by HM Revenue & Customs.

Most of the recipients only owed small amounts of money and their payments were only slightly overdue.

Deborah Fox was one of those who received a letter and she told the BBC about it.

Paul Lewis from Radio Four's Moneybox suggests that for people in a similar situation it is better not to pay the money off on a credit card, but to set up an arrangement with HMRC directly.