Top tips for borrowers and savers

It is now more than two years since rates were cut to their historic low of just 0.5%.

Until recently lots of experts thought today would be the day they moved - and that made a lot of people change their mortgages.

But a weak economy means that a rise may be postponed until later this year or even next.

Sarah Pennels from the website Savvywoman.co.uk tells the BBC what borrowers and savers should do.

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    BBC News