US bank tests show 'regulators are on the case'
Shares in Citigroup and three other American banks fell nearly 4% in after hours trading in New York after they failed stress tests set by the US Federal Reserve.
Watchdogs warned Citi, MetLife, Ally Financial and SunTrust did not have enough capital to weather another financial storm.
However, 15 other banks passed the Federal Reserve's test.
The country's biggest retail banks JP Morgan Chase and Wells Fargo celebrated by raising payouts to shareholders.
Justin Urquhart Stewart of Seven Investment Management told the BBC, overall the news is good on US banks.