Cash calendar - tips for October

Charity campaigns urge people to give up smoking in October, but money can be saved by cutting out other unnecessary extras, an advice service says.

The BBC News website asked the independent Money Advice Service to deliver a calendar of month-by-month tips for those trying to keep their personal finances in order.

Kat Hodgkinson, from the service, says that people should review their spending as the nights draw in.

Video Journalist: Kevin Peachey