The freezing weather in December resulted in £1.4bn of insurance claims on property and vehicles in the UK, figures have shown.
This is more than twice the £650m claimed due to the cold snap the previous year, the Association of British Insurers (ABI) said.
The snap was more severe, longer and affected more of the country.
Burst pipes caused the most problems, with more than 100,000 claims totalling £680m, the ABI said.
More than 250,000 vehicles were damaged as a result of the snow and ice on the roads, leading to £530m of claims.
The ABI said there was no evidence that premiums had gone up as a result of the cold weather.
Figures released last month showed that the cold weather was largely responsible for the contraction in the UK economy during the final three months of last year.
The economy shrank by 0.5%, but activity would have been "flattish" without the impact of the bad weather, the Office for National Statistics said.