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  1. 'My dream flat left me with a £20,000 repair bill'

    BBC Panorama

    Investigative TV show

    Giulia Trovato

    The government's shared ownership scheme is meant to help aspiring home owners onto the property ladder. However, an investigation by the BBC's Panorama programme has found that the scheme has left some people living in homes with escalating costs and huge debts.

    When Giulia Trovato bought her new build London flat in 2007 she felt thrilled and excited. The flat she bought had been the show flat used to market the shared ownership scheme to prospective buyers and she fell in love with it as soon as she walked in.

    The scheme, which allows you to part buy and part rent your home, meant Giulia was able to buy a 45% share of the three bedroom flat in Hoxton, east London and pay rent on the remaining share of the property to the housing association who owned the flat.

    Giulia says the scheme ticked all the boxes at the time, allowing her to live in a desirable area and get onto the housing ladder without relying on a loan from her parents.

    However, within a year of moving in, black mould and damp started appearing. Then the basement of the building began to flood with waste water.

    Full story

  2. Video content

    Video caption: "I've put all my money in... now I'm stuck"

    A BBC investigation has found that some people have been left with huge debts and escalating costs after buying homes through the government's shared ownership scheme.

  3. Townspeople are asked for comments on 50 homes scheme

    Two housing associations are about to begin a consultation on whether to build 50 homes on the edge of Sedbergh.

    Station Road field

    Broadacres and South Lakes Housing associations are preparing a planning application for the homes on Station Road, the western approach to the town which is the largest community in the Yorkshire Dales National Park.

    Of the 50 homes, the associations say 34 would be offered first to local people, for affordable rent and shared ownership, and the others for open market sale.

    The consultation is open until 7 December here.

  4. Cumbria house prices mostly lag behind national increase

    New Government figures show that house prices in Cumbria are not increasing in line with the national average, with three of the county's six districts seeing prices fall year on year.

    The figures, from Land Registry returns, show that in September, across England the average house price rose by almost 5%compared to 12 months before.

    House sold sign

    In the county, only South Lakeland was comparable, and has Cumbria's highest average price of just over a £250,000.

    In Barrow borough homes were up 2.4% but from the lowest average price in Cumbria, Carlisle had a smaller rise, Copeland saw a marginal fall, and Allerdale was down 1%.

    The biggest drop was Eden, where average prices fell by 1.3% year on year.