When student finance doesn’t stretch and you have no parents for help – how do you make it through your degree?
The government's review into student loans has recommended reducing tuition fees to £7,500 a year.
Think that sounds like good news for students?
It will rather depend who you are, and what you earn after you graduate.
Martin Lewis, the founder of MoneySavingExpert who gave advice to the review, said the reduction in fees would be "psychologically beneficial" but the only people who would gain were the people who would clear the debt in full - meaning the highest earning graduates.
He said lowering the repayment threshold - the point at which you start repaying - will mean people will, on average, "pay £180 a year more", and extending the repayment to 40 years will mean people will be repaying for most of their working lives.
"What we'll see is we have a slight regressive change to the system which means people are paying more each year and repaying longer," he added.
SNP Westminster leader Ian Blackford asks the prime minister if she will match Nicola Sturgeon's pledge to provide free tuition for EU students through to 2021.