Shrewsbury Town manager Micky Mellon says that spending money they do not have is a gamble that puts clubs 'at risk'.
"I can't suddenly look behind Joe Hart's picture in the boardroom and find a bank vault with millions of pounds in it," he told BBC Radio Shropshire.
"I'd love to have millions to spend. We all would, but this is football. The other way is cheating. To go and spend millions you don't have puts clubs at risk. I don't want to make us bankrupt and then me scuttle off leaving people in the lurch."