Alfreton Town manager Nicky Law says his side should not hide behind the fact they have less money than many of their Blue Square Bet Premier rivals.
The Reds have a strict wage structure and remain in the relegation zone after failing to beat 10-man Kettering.
Chairman Wayne Bradley has insisted he will not risk the club's future.
And Law told BBC Radio Derby: "We live within our means - that is what we do. But it's not about the money, it's about players."
The Reds were 1-0 up at the interval against Kettering at the Impact Arena and looked well set for a win that would have taken them out of the bottom four.
But they failed to build on their impressive first-half display and also failed to take advantage of playing against 10 men for the entire second half.
"It was a game we should have won. We bossed the game in the first half," Law added.
"In the second half it's always difficult against 10 men but we didn't have enough players who wanted to get on the ball and take responsibility.
"They did better with 10 than they did with 11.
"We have the same conversation after every game. We can't defend. We had one ball into the box and we didn't deal with it."