Huddersfield Town chairman Dean Hoyle has criticised the amount of money some clubs in the Championship are spending to try to get promoted.
The Terriers are in their second season at that level following promotion and Hoyle says he will not gamble their future on attempting to go up again.
"This season our wage bill has gone down to £9m," he told BBC Radio Leeds.
"The top clubs in this league are paying around £25-30m and that is horrendous."
He added: "I've heard of a club in our league paying loan players £34,000 and they are taking huge risks.
"Some clubs that have come down from the top division have behaved unbelievably."
Meanwhile, Hoyle says he would support the introduction of safe standing areas at the club's John Smith's Stadium.
Town were not on a list of 13 English league sides that the Football Supporters' Federation claimed were interested in the reintroduction of standing last December.
All-seater stadiums have been compulsory in the Premier League and Championship since 1994, following Lord Justice Taylor's report after the 1989 Hillsborough disaster.
"I'm all for safe standing to be honest," he said.
"Safety has brought football up to date but when you look at how standing is managed in the Bundesliga then I'd be in favour of it."